.ipac-finance {
  --ipac-finance-ink: #183747;
  --ipac-finance-muted: #557486;
  --ipac-finance-blue: #20a6d4;
  --ipac-finance-bg: #eaf7fc;
  box-sizing: border-box;
  width: 100%;
  background: #fff;
  color: var(--ipac-finance-ink);
  font: 400 18px/1.5 MYRIADPRO, "Trebuchet MS", Arial, sans-serif;
}

.ipac-finance *,
.ipac-finance *::before,
.ipac-finance *::after { box-sizing: border-box; }

.ipac-finance__inner { max-width: 1440px; margin: 0 auto; padding: 27px 32px 20px; }
.ipac-finance h1,
.ipac-finance h2,
.ipac-finance h3,
.ipac-finance p { margin: 0; font-family: inherit; color: inherit; }
.ipac-finance p { white-space: pre-line; }
.ipac-finance a { text-decoration: none; }
.ipac-finance a:focus-visible { outline: 3px solid var(--ipac-finance-blue); outline-offset: 4px; }

.ipac-finance__breadcrumbs { display: flex; align-items: center; flex-wrap: wrap; gap: 10px; margin: 0 0 22px; color: #7e98a6; font-size: 15px; }
.ipac-finance__breadcrumbs a { color: #219aca; }
.ipac-finance__breadcrumbs a:hover { text-decoration: underline; }

.ipac-finance__hero { display: grid; grid-template-columns: minmax(0, 1.6fr) minmax(255px, .65fr); align-items: center; gap: 28px; min-height: 430px; padding: clamp(32px, 4vw, 60px); overflow: hidden; border-radius: 30px; background: var(--ipac-finance-bg); }
.ipac-finance__hero-copy { position: relative; z-index: 1; }
.ipac-finance__eyebrow { display: inline-flex; align-items: center; gap: 10px; color: #278eaf; font-size: 14px; font-weight: 700; letter-spacing: .09em; line-height: 1.3; }
.ipac-finance__dot { width: 9px; height: 9px; flex: none; border-radius: 50%; background: var(--ipac-finance-blue); }
.ipac-finance h1 { max-width: 820px; margin: 16px 0 20px; font-size: clamp(36px, 4vw, 59px); font-weight: 700; line-height: 1.07; letter-spacing: -.04em; }
.ipac-finance__hero-copy > p { max-width: 715px; color: var(--ipac-finance-muted); font-size: clamp(18px, 1.55vw, 21px); line-height: 1.48; }
.ipac-finance__actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 31px; }
.ipac-finance__button { display: inline-flex; justify-content: center; align-items: center; min-height: 52px; padding: 12px 22px; border: 1px solid var(--ipac-finance-blue); border-radius: 13px; font-size: 17px; font-weight: 700; line-height: 1.25; transition: background .18s ease, color .18s ease; }
.ipac-finance__button--primary { background: var(--ipac-finance-blue); color: #fff; }
.ipac-finance__button--primary:hover { background: #148fb9; border-color: #148fb9; color: #fff; }
.ipac-finance__button--secondary { background: #fff; color: #168cb8; }
.ipac-finance__button--secondary:hover { background: #d8f0f9; color: #107fa9; }
.ipac-finance__hero-number { position: relative; display: flex; flex-direction: column; align-items: center; justify-content: center; min-height: 315px; padding: 24px; isolation: isolate; text-align: center; }
.ipac-finance__hero-number::before { position: absolute; z-index: -1; inset: 0; border: 1px solid rgba(32, 166, 212, .22); border-radius: 50%; background: rgba(255, 255, 255, .56); content: ""; }
.ipac-finance__hero-number::after { position: absolute; z-index: -2; inset: -15px; border: 1px solid rgba(32, 166, 212, .13); border-radius: 50%; content: ""; }
.ipac-finance__number-pre { color: var(--ipac-finance-muted); font-size: 17px; }
.ipac-finance__number { color: var(--ipac-finance-blue); font-size: 32px; line-height: 1; white-space: nowrap; }
.ipac-finance__number strong { font-size: clamp(96px, 10vw, 150px); font-weight: 700; letter-spacing: -.08em; }
.ipac-finance__number-post { margin-top: -5px; color: var(--ipac-finance-ink); font-size: 32px; font-weight: 700; line-height: 1.2; }
.ipac-finance__number-note { max-width: 235px; margin-top: 11px; color: var(--ipac-finance-muted); font-size: 15px; line-height: 1.35; }

.ipac-finance__section { margin-top: 56px; }
.ipac-finance__section-heading { max-width: 860px; }
.ipac-finance h2 { margin-top: 8px; font-size: clamp(29px, 3vw, 42px); font-weight: 700; line-height: 1.17; letter-spacing: -.025em; }
/* The site's legacy stylesheet hides every h3 with a broad selector. */
.ipac-finance h3 { display: block; visibility: visible; font-size: 22px; font-weight: 700; line-height: 1.25; }
.ipac-finance__steps { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 26px; margin: 30px 0 0; padding: 0; list-style: none; }
.ipac-finance__steps li { min-width: 0; padding: 0 22px 0 0; }
.ipac-finance__steps li + li { border-left: 1px solid #dcecf3; padding-left: 25px; }
.ipac-finance__step-number { display: inline-flex; align-items: center; justify-content: center; width: 43px; height: 43px; margin-bottom: 17px; border-radius: 50%; background: #dff4fc; color: #1297c6; font-size: 16px; font-weight: 700; }
.ipac-finance__steps p { margin-top: 10px; color: var(--ipac-finance-muted); font-size: 17px; line-height: 1.5; }

.ipac-finance__section--programs { padding: clamp(28px, 4vw, 55px); border-radius: 30px; background: var(--ipac-finance-bg); }
.ipac-finance__programs { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 34px; margin-top: 31px; }
.ipac-finance__programs > div { min-width: 0; }
.ipac-finance__programs > div + div { padding-left: 34px; border-left: 1px solid #c9e5f0; }
.ipac-finance__programs h3 { margin-bottom: 9px; }
.ipac-finance__programs p { max-width: 590px; color: #426779; font-size: 18px; line-height: 1.55; }
.ipac-finance__condition { display: flex; align-items: flex-start; gap: 16px; margin-top: 31px; padding-top: 25px; border-top: 1px solid #c9e5f0; }
.ipac-finance__section--programs > .ipac-finance__condition:first-child { margin-top: 0; padding-top: 0; border-top: 0; }
.ipac-finance__condition-icon { display: inline-flex; align-items: center; justify-content: center; width: 30px; height: 30px; flex: none; border-radius: 50%; background: #26a7d3; color: #fff; font-size: 18px; font-style: normal; font-weight: 700; line-height: 1; }
.ipac-finance__condition h3 { margin: 1px 0 7px; font-size: 20px; }
.ipac-finance__condition p { max-width: 1070px; color: #426779; font-size: 17px; line-height: 1.5; }

.ipac-finance__section--calculator { padding: clamp(28px, 4vw, 55px); border: 1px solid #cce8f3; border-radius: 30px; background: #f7fcfe; }
.ipac-finance__section--calculator .ipac-finance__section-heading p { margin-top: 12px; color: var(--ipac-finance-muted); font-size: 18px; line-height: 1.5; }
.ipac-finance__calc-form { display: grid; grid-template-columns: minmax(240px, 2fr) minmax(155px, .8fr) minmax(130px, .65fr) auto; align-items: end; gap: 13px; margin-top: 25px; }
.ipac-finance__calc-form label { display: flex; flex-direction: column; gap: 7px; min-width: 0; color: #426779; font-size: 15px; font-weight: 700; }
.ipac-finance__calc-form select { width: 100%; height: 52px; min-width: 0; padding: 0 14px; border: 1px solid #b9dce9; border-radius: 12px; outline: none; background: #fff; color: var(--ipac-finance-ink); font: 400 17px MYRIADPRO, "Trebuchet MS", Arial, sans-serif; }
.ipac-finance__calc-form select:focus-visible { outline: 3px solid #67c7e9; outline-offset: 2px; }
.ipac-finance__calc-form .ipac-finance__button { white-space: nowrap; cursor: pointer; }
.ipac-finance__calc-result { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 20px; margin-top: 25px; padding: 24px 0 0; border-top: 1px solid #cce8f3; }
.ipac-finance__calc-result > div { min-width: 0; }
.ipac-finance__calc-result > div > span { display: block; margin-bottom: 6px; color: var(--ipac-finance-muted); font-size: 15px; line-height: 1.3; }
.ipac-finance__calc-result > div > strong { color: var(--ipac-finance-ink); font-size: 22px; line-height: 1.2; }
.ipac-finance__calc-result > .ipac-finance__calc-main > strong { color: #1496c1; font-size: 31px; white-space: nowrap; }
.ipac-finance__calc-main small { font-size: 15px; font-weight: 400; }
.ipac-finance__calc-note { grid-column: 1 / -1; color: var(--ipac-finance-muted) !important; font-size: 15px; line-height: 1.4; }
.ipac-finance__calc-result > a { grid-column: 1 / -1; width: fit-content; color: #168cb8; font-size: 16px; font-weight: 700; }
.ipac-finance__calc-result > a:hover { text-decoration: underline; }
.ipac-finance__calc-contact { grid-column: 1 / -1; display: flex; flex-wrap: wrap; align-items: center; gap: 12px 18px; padding-top: 4px; }
.ipac-finance__calc-contact .ipac-finance__button { gap: 10px; text-decoration: none; }
.ipac-finance__calc-contact .fa { font-size: 20px; }
.ipac-finance__calc-contact p { flex: 1 1 240px; max-width: 460px; font-size: 15px; line-height: 1.4; color: var(--ipac-finance-muted); }
.ipac-finance__calc-error { margin-top: 19px !important; color: #a34434 !important; font-size: 17px; }
.ipac-finance__calc-disclaimer { margin-top: 21px !important; color: #7b929e !important; font-size: 14px; line-height: 1.45; }

.ipac-finance__visit { display: flex; align-items: center; justify-content: space-between; gap: 24px; margin-top: 56px; padding: 0 4px; }
.ipac-finance__visit h2 { margin-bottom: 13px; }
.ipac-finance__visit p { color: var(--ipac-finance-muted); font-size: 18px; }
.ipac-finance__visit-phone { flex: none; color: #148eb8; font-size: clamp(21px, 2.2vw, 29px); font-weight: 700; letter-spacing: -.025em; }
.ipac-finance__visit-phone:hover { color: #0c7196; }
.ipac-finance__legal { max-width: 1050px; margin: 32px 4px 0 !important; padding-top: 18px; border-top: 1px solid #dcecf3; color: #7b929e !important; font-size: 14px; line-height: 1.45; }

@media (max-width: 900px) {
  .ipac-finance__hero { grid-template-columns: 1fr; gap: 8px; }
  .ipac-finance__hero-number { min-height: 250px; width: 260px; margin: 10px auto 0; }
  .ipac-finance__number strong { font-size: 110px; }
  .ipac-finance__steps { gap: 15px; }
  .ipac-finance__steps li { padding-right: 10px; }
  .ipac-finance__steps li + li { padding-left: 16px; }
  .ipac-finance__calc-form { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .ipac-finance__calc-result { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}

@media (max-width: 640px) {
  .ipac-finance__inner { padding: 17px 16px 18px; }
  .ipac-finance__breadcrumbs { margin-bottom: 14px; font-size: 14px; }
  .ipac-finance__hero { min-height: 0; padding: 27px 23px; border-radius: 24px; }
  .ipac-finance h1 { margin: 13px 0 16px; font-size: clamp(32px, 8vw, 42px); }
  .ipac-finance__hero-copy > p { font-size: 17px; }
  .ipac-finance__actions { gap: 9px; margin-top: 24px; }
  .ipac-finance__button { width: 100%; min-height: 48px; font-size: 16px; }
  .ipac-finance__hero-number { width: 215px; min-height: 215px; margin-top: 20px; }
  .ipac-finance__number { font-size: 24px; }
  .ipac-finance__number strong { font-size: 88px; }
  .ipac-finance__number-post { font-size: 26px; }
  .ipac-finance__number-note { font-size: 12px; }
  .ipac-finance__section { margin-top: 41px; }
  .ipac-finance h2 { font-size: 29px; }
  .ipac-finance h3 { font-size: 20px; }
  .ipac-finance__steps { grid-template-columns: 1fr; gap: 20px; margin-top: 22px; }
  .ipac-finance__steps li,
  .ipac-finance__steps li + li { padding: 0 0 0 57px; border: 0; }
  .ipac-finance__step-number { float: left; margin-left: -57px; }
  .ipac-finance__steps p { margin-top: 6px; font-size: 16px; }
  .ipac-finance__section--programs { padding: 27px 23px; border-radius: 24px; }
  .ipac-finance__programs { grid-template-columns: 1fr; gap: 22px; margin-top: 24px; }
  .ipac-finance__programs > div + div { padding: 22px 0 0; border-left: 0; border-top: 1px solid #c9e5f0; }
  .ipac-finance__programs p { font-size: 16px; }
  .ipac-finance__condition { gap: 11px; margin-top: 24px; padding-top: 22px; }
  .ipac-finance__condition h3 { font-size: 18px; }
  .ipac-finance__condition p { font-size: 16px; }
  .ipac-finance__section--calculator { padding: 27px 23px; border-radius: 24px; }
  .ipac-finance__section--calculator .ipac-finance__section-heading p { font-size: 16px; }
  .ipac-finance__calc-form { grid-template-columns: 1fr; gap: 13px; margin-top: 20px; }
  .ipac-finance__calc-form select { font-size: 16px; }
  .ipac-finance__calc-result { grid-template-columns: 1fr 1fr; gap: 15px; }
  .ipac-finance__calc-result > div > strong { font-size: 18px; }
  .ipac-finance__calc-result > .ipac-finance__calc-main { grid-column: 1 / -1; }
  .ipac-finance__calc-result > .ipac-finance__calc-main > strong { font-size: 28px; }
  .ipac-finance__visit { align-items: flex-start; flex-direction: column; gap: 12px; margin-top: 42px; padding: 0; }
  .ipac-finance__visit p { font-size: 16px; }
  .ipac-finance__legal { margin: 23px 0 0 !important; }
}

@media (prefers-reduced-motion: reduce) {
  .ipac-finance__button { transition: none; }
}

/* v2.1: the calculator replaces the former oversized hero. */
.ipac-finance__lead { padding: 5px 3px 0; }
.ipac-finance__lead h1 { max-width: none; margin: 0; font-size: clamp(30px, 3.1vw, 43px); line-height: 1.16; letter-spacing: -.025em; }
.ipac-finance__section--calculator { margin-top: 22px; padding: clamp(22px, 3vw, 38px); border-color: #d8edf5; border-radius: 26px; background: #f5fbfe; }
.ipac-finance__section--calculator .ipac-finance__section-heading { max-width: none; }
.ipac-finance__section--calculator .ipac-finance__section-heading h2 { margin: 0; font-size: clamp(25px, 2.4vw, 34px); }
.ipac-finance__section--calculator .ipac-finance__section-heading p { margin-top: 7px; font-size: 17px; }
.ipac-finance__calc-form { display: block; margin-top: 21px; }
.ipac-finance__picker { display: grid; grid-template-columns: minmax(160px, .8fr) minmax(190px, 1fr) minmax(310px, 1.85fr); min-height: 380px; overflow: hidden; border: 1px solid #d8ebf3; border-radius: 19px; background: #fff; }
.ipac-finance__picker-column { min-width: 0; padding: 19px; }
.ipac-finance__picker-column + .ipac-finance__picker-column { border-left: 1px solid #e2eef3; }
.ipac-finance__picker-column--categories { background: #f1f9fc; }
.ipac-finance__picker-options { display: flex; flex-direction: column; gap: 5px; max-height: 350px; overflow: auto; scrollbar-color: #b9dce9 transparent; }
.ipac-finance__picker-option { display: flex; width: 100%; min-height: 50px; align-items: center; gap: 10px; padding: 7px 10px; border: 0; border-radius: 11px; background: transparent; color: #183747; cursor: pointer; font: 700 16px/1.2 MYRIADPRO, "Trebuchet MS", Arial, sans-serif; text-align: left; }
.ipac-finance__picker-option:hover,
.ipac-finance__picker-option.is-active { background: #e5f5fb; }
.ipac-finance__picker-option.is-active { color: #087da8; }
.ipac-finance__picker-option:focus-visible,
.ipac-finance__product-card:focus-visible { outline: 3px solid #67c7e9; outline-offset: -3px; }
.ipac-finance__picker-option-label { min-width: 0; overflow: hidden; text-overflow: ellipsis; }
.ipac-finance__picker-option small { margin-left: auto; color: #7b98a7; font-size: 13px; font-weight: 400; }
.ipac-finance__picker-icon { display: flex; width: 37px; height: 37px; flex: none; align-items: center; justify-content: center; border-radius: 9px; background: #fff; color: #21a5d1; font-size: 18px; }
.ipac-finance__picker-icon img { width: 32px; height: 32px; object-fit: contain; }
.ipac-finance__picker-empty { margin: 12px 3px !important; color: #7893a2 !important; font-size: 15px; line-height: 1.4; }
.ipac-finance__picker-error { grid-column: 1 / -1; padding: 6px 0; }
.ipac-finance__picker-retry { padding: 9px 14px; border: 1px solid #b9dce9; border-radius: 10px; background: #fff; color: #168cba; cursor: pointer; font: 700 15px/1.3 MYRIADPRO, "Trebuchet MS", Arial, sans-serif; }
.ipac-finance__picker-retry:focus-visible { outline: 3px solid #67c7e9; outline-offset: 2px; }
.ipac-finance__picker-search-label { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
.ipac-finance__picker-search { width: 100%; height: 43px; margin: 0 0 12px; padding: 0 13px; border: 1px solid #d3e7f0; border-radius: 10px; background: #fff; color: #183747; font: 400 15px MYRIADPRO, "Trebuchet MS", Arial, sans-serif; }
.ipac-finance__picker-search:disabled { opacity: .55; }
.ipac-finance__picker-products { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); align-content: start; gap: 9px; max-height: 310px; overflow: auto; scrollbar-color: #b9dce9 transparent; }
.ipac-finance__picker-products > .ipac-finance__picker-empty,
.ipac-finance__picker-more { grid-column: 1 / -1; }
.ipac-finance__product-card { display: flex; min-width: 0; min-height: 150px; flex-direction: column; align-items: flex-start; gap: 7px; padding: 11px; border: 1px solid #d9ebf2; border-radius: 13px; background: #fff; color: #183747; cursor: pointer; font: 700 14px/1.25 MYRIADPRO, "Trebuchet MS", Arial, sans-serif; text-align: left; }
.ipac-finance__product-card:hover { border-color: #64c8e9; background: #f8fdff; }
.ipac-finance__product-card.is-active { border-color: #20a6d4; background: #e9f8fd; }
.ipac-finance__product-image { display: flex; width: 100%; height: 76px; align-items: center; justify-content: center; border-radius: 8px; background: #f7fafc; color: #20a6d4; font-size: 28px; }
.ipac-finance__product-image img { width: 100%; height: 100%; object-fit: contain; }
.ipac-finance__product-name { display: -webkit-box; max-height: 3.8em; overflow: hidden; -webkit-box-orient: vertical; -webkit-line-clamp: 3; }
.ipac-finance__product-price-block { display: flex; flex-direction: column; gap: 2px; min-width: 0; margin-top: auto; padding-top: 3px; }
.ipac-finance__product-price { color: #183747; font-size: 19px; font-weight: 700; line-height: 1.2; }
.ipac-finance__product-action { color: #168cba; font-size: 13px; }
.ipac-finance__picker-more { margin: 5px 0 !important; color: #7792a2 !important; font-size: 13px; }
.ipac-finance__picker-selected { display: flex; flex-wrap: wrap; align-items: baseline; gap: 7px 13px; margin-top: 15px; padding: 10px 13px; border-radius: 10px; background: #e8f7fc; }
.ipac-finance__picker-selected[hidden] { display: none; }
.ipac-finance__picker-selected span { color: #638394; font-size: 14px; }
.ipac-finance__picker-selected strong { color: #183747; font-size: 16px; }
.ipac-finance__calc-controls { display: grid; grid-template-columns: minmax(190px, 1fr) minmax(125px, .6fr) minmax(170px, auto); align-items: end; gap: 13px; margin-top: 16px; }
.ipac-finance__calc-controls .ipac-finance__button { min-height: 52px; white-space: nowrap; cursor: pointer; }
.ipac-finance__calc-controls .ipac-finance__button:disabled { opacity: .65; cursor: wait; }
.ipac-finance__calc-result { margin-top: 22px; }

@media (max-width: 900px) {
  .ipac-finance__picker { grid-template-columns: minmax(135px, .8fr) minmax(155px, 1fr) minmax(240px, 1.6fr); }
  .ipac-finance__picker-column { padding: 13px; }
  .ipac-finance__picker-option { font-size: 14px; }
  .ipac-finance__picker-products { grid-template-columns: 1fr; }
  .ipac-finance__product-card { min-height: 96px; display: grid; grid-template-columns: 75px 1fr; gap: 4px 9px; }
  .ipac-finance__product-image { width: 75px; height: 75px; grid-column: 1; grid-row: 1 / span 3; align-self: center; }
  .ipac-finance__product-name,
  .ipac-finance__product-price-block,
  .ipac-finance__product-action { grid-column: 2; }
}

@media (max-width: 640px) {
  .ipac-finance__lead h1 { font-size: 30px; }
  .ipac-finance__section--calculator { margin-top: 16px; padding: 19px 16px; border-radius: 22px; }
  .ipac-finance__section--calculator .ipac-finance__section-heading h2 { font-size: 24px; }
  .ipac-finance__section--calculator .ipac-finance__section-heading p { font-size: 15px; }
  .ipac-finance__picker { display: block; min-height: 0; }
  .ipac-finance__picker-column + .ipac-finance__picker-column { border-left: 0; border-top: 1px solid #e2eef3; }
  .ipac-finance__picker-column { padding: 14px; }
  .ipac-finance__picker-options { max-height: 166px; }
  .ipac-finance__picker-column--categories .ipac-finance__picker-options { flex-direction: row; overflow-x: auto; overflow-y: hidden; }
  .ipac-finance__picker-column--categories .ipac-finance__picker-option { width: auto; min-width: max-content; }
  .ipac-finance__picker-column--subcategories .ipac-finance__picker-options { max-height: 155px; }
  .ipac-finance__picker-products { grid-template-columns: 1fr; max-height: 275px; }
  .ipac-finance__calc-controls { grid-template-columns: 1fr 1fr; gap: 11px; }
  .ipac-finance__calc-controls .ipac-finance__button { grid-column: 1 / -1; }
  .ipac-finance__calc-controls select { font-size: 15px; }
  .ipac-finance__picker-selected { display: block; }
  .ipac-finance__picker-selected strong { display: block; margin-top: 3px; }
}